What is the correct way to apply for social security disability benefits after age 50?
The majority of the individuals who receive disability benefits from the Social Security Administration (SSA) are over the age of 50. With age, the human body becomes more susceptible to various kinds of disorders, and the health condition deteriorates significantly. The SSA officials approve claims and grant disability benefits to aged individuals mostly because they lose the ability to go to their workplaces and work actively.
Disabilities can ruin the life of aged people significantly fast over time if proper measures are not taken at the right time. Hence, in comparison to those claimants who are under the age of 50, SSA prefers providing financial compensation to the aged, disabled claimants. If you are wondering how to qualify for Disability Benefits Over 50, read on the following to know about the evaluation procedure and file claiming procedure comprehensively.
Disability Grid Rules
Social Security Administration (SSA) takes ‘grid rules’ into consideration when it comes to determining the disability of a claimant who is above the age of 50. When an older claimant suffering from a disabling condition applies for social security disability benefits, the first and foremost thing that an SSA official does is examine the medical records. The reviewer finds out the impairment listed in the Blue Book that corresponds with your diagnosis report. Once he finds that the medical condition you are suffering from qualify as a disability, the likelihood of receiving monthly financial assistance or compensation increases.
Social Security Administration believes that for an individual who is above 50+, learning new skills and applying the same in a new workplace is tremendously challenging. Therefore, before approving a claim, SSA considers the grids – set of rules that determine the age of a disabled claimant, the residual functional capacity (RFC), job history, and educational qualification.
Residual Functional Capacity
Based on a claimant’s residual functional capacity, which is the evaluation of his or her physical ability to function and execute an activity effectively. Irrespective of the age, if the SSA reviewer finds that a claimant is able to carry out a strenuous work, then that person does not qualify for disability benefits. Keep in mind that the less your body moves due to disabilities, the higher is your chance of getting disability benefits.
Educational Qualification
SSA knows one thing for sure that if a disabled claimant is well educated, even if he or she is over 50, one or the other way to earn money is always available. On the other hand, if a disabled individual over 50 is illiterate or has a minimal educational qualification, the possibility of receiving disability benefits increases.
Work History
Disability benefits are provided to those claimants mostly who are unskilled than the ones who are semi or highly skilled. The SSA examining officials are aware that skilled individuals can make effective use of his skills to complete work even from home while suffering from a disabling condition.
Transferrable skills
If you hire Social Security Lawyers In San Antonio to win your claim, he will make you aware beforehand that SSA officials know that an aged individual who is well educated and highly skilled could get a job similar to the previous ones quickly. Therefore it provides disability benefits to those old and disabled claimants that are less likely to find a position identical to the earlier one.
So, even if you are not sure whether or not your medical condition will qualify for social security disability benefits, filing your claim without worrying much is what you should perform. You should remember that 50+ age claimants have more moderate requirements when it comes to qualifying for disability benefits under grid rules.