Affordable Healthcare Act

 

 

 

 

 

Affordable Healthcare Act

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Affordable Healthcare Act

Affordable Healthcare Act of 2009 was coined so that appealing changes can get realized from the health sector. The Act had a lot of benefits aimed at benefiting the patients. Despite the Act possessing benefits for the patients, it was highly criticized by some group of people as it was affiliated with cons. Firstly, the Act provides opportunities for people to have Health Insurance availed unto them (Casagrande et al., 2018). The Act provides that people earning less than 138% of the poverty level should get insured fully. People earning income above the poverty level are supposed to pay for their health insurance thought at a reduced rate, but the money paid will depend on the market forces. Secondly, the Affordable Healthcare Act aims at espousing innovative methods in the Medical Health Field. Such innovative methods should be capable of reducing the cost of delivery of health services. Also, the innovative methods will lead to an improvement in the quality of service delivery. Finally, the Affordable Healthcare Act inhibits insurance firms from denying patients access to health services based on their histories or genders. Denial of providing medical services to a person based on one’s history and gender is discrimination, which should not be entertained at all.

The Affordable Healthcare Act has several cons. Firstly, there is discrimination regarding the charges charged to different patients (Manchikanti et al., 2019). Patients from poor backgrounds are not charged anything while those from rich backgrounds get charged relatively higher health insurance fees. Secondly, there will be a loss on the side of the company on sponsored health plans. Companies may find that availing some health plans to patients becomes expensive on their side and demand the individuals to take full responsibility for their health plans. Another reason as to why companies might avoid availing of health plans is to evade penalties that are affiliated with such plans.

References

Casagrande, S. S., McEwen, L. N., & Herman, W. H. (2018). Changes in health insurance coverage under the Affordable Care Act: a national sample of US adults with diabetes, 2009, and 2016. Diabetes Care, 41(5), 956-962.

Manchikanti, L., Soin, A., Mann, D. P., Bakshi, S., Pampati, V., & Hirsch, J. A. (2019). Comparative analysis of the utilization of epidural procedures in managing chronic pain in the Medicare population: Pre and post-Affordable Care Act. Spine, 44(3), 220-232.