Financing Childbearing and Child Rearing
There are various stages of growth and development of a child that everyone is expected to pass through as he or she grows. The cognitive, physical, emotional and mental development of a child largely depends on the kind of environment where the child is raised. Family plays a crucial role in enhancing a child’s growth and development (Hockenberry and Wilson, 2018). Nine tasks promote child growth and help in achieving family well-being. This week’s discussion will focus on financing childbearing and child-rearing as one of the nine tasks.
Childbearing and childrearing often result in additional expenditure that can eventually lower the family income. Most families in the United States have been faced by the challenge of raising a child due to increased financial demand. The challenges have been more intense for the low-income earning families particularly the African Americans who have consistently struggled to make ends meet. Apart from low-incoming earning families, mothers without partners have also found it difficult to cope up with the high cost of bearing a child, something that has largely affected the mothers and hindered the growth and development of the child. Besides that, families with unreliable immigration status have also found it difficult to manage the financial requirements for bearing a child (Bywaters et al., 2018). The financial stress has been extreme for families with no insurance cover. Other expenses are also associated with childbirth and ought to be taken into consideration when handling the financial requirement for childbearing and child-rearing. The burden of raising a child significantly depends on the family, based on the cost involved, the family is most likely to strained financially during this stage of a child’s life.
Lack of adequate finances during childbearing years may have serious repercussion on the child’s growth and development. Therefore, there is need for inventions to have the issue of finances crisis solved during this stage of life.
Some of the family nursing intervention for handling healthcare-related financial crisis arising during childbearing and child-rearing years include the following; assisting families to discover high-quality resources like food banks, nutritional programs and shelter and government-funded clinics that could help the families (Kelley, 2017). Identifying parental care barriers such as lack of insurance coverage and cultural differences that could lower the medical costs. Helping families to find an appropriate and safe child care resources and lastly informing the families concerning the available health care options.
In conclusion, childbearing is one of the life cycle family tasks that require finances. Numerous families have been reported to have financial difficulties in managing childbearing costs. Therefore, health care providers should create nursing interventions for families to help them counter these financial challenges.
References
Bywaters, P., Brady, G., Bunting, L., Daniel, B., Featherstone, B., Jones, C., … & Webb, C. (2018). Inequalities in English child protection practice under austerity: A universal challenge?. Child & Family Social Work, 23(1), 53-61.
Hockenberry, M. J., & Wilson, D. (2018). Wong’s nursing care of infants and children-E-book. Elsevier Health Sciences.
Kelley, P. (2017). The Impact of Maternity Healthcare Employees Professional Development on Pregnant Teen Health.