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The lack of health insurance cover hinders the realization of the health care system goal

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The lack of health insurance cover hinders the realization of the health care system goal

Introduction

Healthcare is an essential aspect of everyday living as it ensures the longevity of life through access to health care services. It means that a country has to have a sound health care system to realize high life expectancy rates. Health care is a diverse system as it encompasses individuals in different populations. Some populations have better access to health care, while others do not. People in the high-income bracket have better access to health care than people in the low-income bracket. Various factors contribute to access or lack thereof to health care services. Economic ability, health condition, and insurance contribute to the health access issue.  The Affordable Care Act is a policy incepted to give more people access to health care services by making it more accessible. Before the Act, over 10% of the non-elderly bracket population did not have insurance (Sohn, 2016, p182). The Act has ensured that a substantial number of individuals without insurance are insured. It is essential to note that the increased number of insured individuals does not necessarily mean that the health access problem was sorted. Some individuals are still not able to access health care services due to one reason or another. A health plan that encompasses the African American and Hispanic minority population is outlined. Particular focus is given to employment and education.

Population Identified

Health access disparities exist for various reasons, as inferred. One of these reasons is inequality due to racial and ethnic backgrounds. Minority groups have strained access to health care in the U.S. African Americans, and Hispanics constitute a minority group. Non-Hispanic whites have better access to health care than Hispanic whites (Sohn, 2016, p182). African Americans and Hispanics have higher uninsured rates than non-Hispanic whites. It is important to note that Hispanics have the highest uninsured rate more than any other race in the U.S. (Sohn, 2016, p183). A good health care strategic plan would thus have to incorporate the African Americans and Hispanic populations. There has to be an understanding of the underlying issue for a program to adequately factor in the two minority groups.

The Issue

Immigration

In particular, the Hispanic population has difficulties accessing health care services due to a lack of insurance. An individual has to be documented to obtain insurance. Undocumented immigrants, in this case, cannot apply for health insurance. Working without proper documentation translates to employers not insuring the Hispanic workers.

Language Barrier

Most immigrants may have a language barrier challenge. The challenge affects job application, which means that these individuals have difficulties finding jobs. Lack of employment automatically translates to a lack of insurance. The lack of insurance consequently translates to a lack of health care access.

Low Paying Jobs

African Americans and Hispanics are predominantly in the low paying jobs bracket. Most of these jobs have no insurance cover. Thus, a considerable population of minorities working low paying jobs lack access to health care services. However, specific requirements have to be met for an individual to access a better paying job.

Education

Education plays a significant role in job placement. People with a higher education level are likely to get better-paying jobs hence better insurance cover. The reverse is also true. African Americans and Hispanics do not have high education levels, thus limited access to high paying jobs. The lack of education can be attributed to low economic status.

Health Plan

Strategies to Promote Health and Lifelong Learning

A good health plan would have to factor in the issues mentioned. The plan would incorporate education as regards to minority group school-going children. A healthy diet is significant concerning health promotion. Balanced and healthy eating in schools would go a long way in promoting health in minority schools. Health education and activities in minority schools would ultimately result in a new generation of a health-conscious minority population. Attention would be given to all the different education levels. Students need health care attention, whether under parental guardianship or individual cover. Promoting a healthy diet plan across all levels would reduce the illness rate. Schools could engage in organic farming to promote healthy eating. Not only would it encourage healthy food, but it would also be cheaper to sustain while all the same educating students on agriculture.

Encouraging schooling for the minority population would also ultimately translate to a generation of minorities with better chances of access to better job opportunities. Access to better job opportunities would convert to better pay and health care insurance. Insurance would result in increased access to health care services. It is important to note that learning does not only occur in schools (Hahn & Truman, 2015, p2). Learning about health should be done in informal settings such as workplaces and the community level in general. Lifelong learning happens throughout life. Incorporating health learning at school and community levels would ensure better health among these two groups. It is important to note that better health awareness necessitates better knowledge as regards health care access. Issues such as immigrant documentation can be dealt with through health awareness. Most of the immigrants focus on better job opportunities. Such education efforts would assist them in making better choices for the sake of other factors such as health care access.

It would be necessary to work with partners involved in minority health issues. The National Institute on Minority Health and Health Disparities researches minority health issues (National Institutes of Health, 2019). A good strategic plan would involve collaboration with such an institute. Data collected by the Institution would be of importance in identifying minority issues. Identification of existing issues would ultimately lead to better problem-solving strategies. It is in this aspect that collaboration is essential in planning. Minority schools in low-income neighborhoods have challenges in running school programs.  It is impossible to have a feasible plan without the inclusion of stakeholders in various capacities.

Collaboration requires an inclusive plan that identifies the existing gaps and seeks solutions from the relevant quarters. Partnerships with institutions that could support healthy diet programs in schools would be meaningful as well. Support could be in the form of monetary sponsorship, the supply of healthy food products, or the provision of farming equipment and products for school farming. Institutions could assist in educating the community on healthy living. Community initiatives could also offer free health services as deemed necessary. Education initiatives could also be initiated to educate the community on self-development. Self-development would increase the chances of improving education and access to better job opportunities.

Conclusion

The lack of health insurance cover hinders the realization of the health care system goal. Access to health care is the primary mandate of the minority population health plan. Lifelong learning, as well as health care access for children and adults in the population, would increase life expectancy and overall health. Employment and education are directly associated with economic disparities. It is in this regard that the two aspects are essential in the plan.

 

 

 

 

 

 

 

 

 

 

 

References

Hahn, R., & Truman, B. (2015). Education Improves Public Health and Promotes Health

Equity. International Journal of Health Services45(4), 657-678. https://doi.org/10.1177/0020731415585986

National Institutes of Health. (2019). National Institute on Minority Health and Health

Disparities (NIMHD). National Institutes of Health (NIH). Retrieved 15 May 2020, from https://www.nih.gov/about-nih/what-we-do/nih-almanac/national-institute-minority-health-health-disparities-nimhd.

Sohn, H. (2016). Racial and Ethnic Disparities in Health Insurance Coverage: Dynamics of

Gaining and Losing Coverage Over the Life-Course. Population Research and Policy Review36(2), 181-201. https://doi.org/10.1007/s11113-016-9416-y

 

 

 

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